…… - Question about a card I received in the mail (2024)

FAQs

Why did I get a random debit card in the mail? ›

If you receive a debit/credit card that you didn't apply for from a bank that you don't bank with, call the card's bank immediately. The bank will be able to clarify why you received the card or tell you if it's a scam. Do NOT use the contact numbers provided in the mail with the card.

First, it's not a credit card. It is a prepaid debit card for a rebate that you apparently qualified for, or someone sent in for you. OfferWire sends rebates to consumers who have purchased, for example, cable, internet or phone services. Maybe you qualified for something like this and you don't remember.

Occasionally, a bank may issue a credit card in error. In such a case, you should direct the bank to close the account and remove any record of the account from your credit history. Receiving an unsolicited card also could mean that a third party has applied for the card after stealing your identity.

USPS® and the Postal Inspection Service are aware of the circulation of fake emails/email scams claiming to be from USPS officials including the Postmaster General. Please know USPS officials would never reach out directly to consumers and ask for money or Personal Identifying Information (PII).

Scammers open fake bank accounts in other people's names for many reasons, including to write bad checks, launder money and evade taxes. The best way to monitor your bank account history is to review your ChexSystems reports and credit reports.

Receiving an unsolicited card could mean: The bank issued the card in error. A third party has applied for the card after stealing your identity. It's a common scam, often referred to as “phishing,” to steal your account information.

Federal benefit payments, such as Social Security, Supplemental Security Income (SSI) and Veterans, are required to receive your payment electronically. You must either have the money deposited directly to a bank or credit union account or get your money each month on a DirectExpress^® prepaid debit card.

Tax Refunds: The Internal Revenue Service (IRS) may send a Netspend card if they do not have your direct deposit information on file. This can happen if you are eligible for a tax refund or if you are receiving Economic Impact Payments during times like the COVID-19 pandemic.

About Government Payment Cards

Government Payment Cards are not linked to your bank account, and they are not credit cards. They are prepaid debit cards onto which a government agency loads funds directly and you can use them just like traditional debit cards.

In case you get a card you did not sign up for, you should contact the issuer and ask it to close the account. Don't use the card if you don't want to be held responsible for it. You should also put in a complaint about the issuer with the CFPB if you want to alert the authorities.

Why do I keep getting cards in the mail? ›

You may continue to receive some credit card offers for several weeks because some credit card issuers may already have begun the prescreening process for your credit offer before your request was processed. You may also continue to receive credit mail from credit card companies you've worked with before.

Wells Fargo customers aren't the only ones whose bank may have fraudulently opened accounts on their behalf. In July 2022, the CFPB fined U.S. Bank $37.5 million for illegally accessing its customers' credit reports to open savings accounts, credit cards and lines of credit without customers' consent.

The simplest way is to input the tracking number on the courier's official website. If the number is legitimate, the site will show the parcel's progress. If not, the site will indicate that the number is invalid. Another method to authenticate a tracking number is by examining its format.

If there is probable cause to believe the contents of a First-Class letter or parcel violate federal law, Postal Inspectors can obtain a search warrant to open the mail piece. Other classes of mail do not contain private correspondence and therefore may be opened without a warrant.

FAQ. Note: Prior to delivery, the recipient is required to show a government issued photo identification for proof of age and, in some cases, identity.

If you recently received an Economic Impact Payment prepaid debit card from the government in the mail, this is money for you under the Coronavirus Aid, Relief, and Economic Security (CARES) Act. Do not throw this card away. You will need this card to access your Economic Impact Payment.

What are Government Payment Cards? They are prepaid debit cards provided by the government for disbursem*nt of government benefits (such as Unemployment Insurance, Child Support, and Temporary Assistance to Needy Families).

If you get a credit card in the mail you didn't apply for, call the company right away. Tell them you don't want the card, and to cancel the account. Ask them not to report the account to the credit reporting agencies. If they've already done that, ask them to fix the mistake with the agencies.

Debit card fraud can happen in several ways, such as stealing card information, skimming devices, hacking the internet, or making unauthorized transactions. Therefore, it is crucial to take precautions. Also, if you notice any unauthorized activity, report it immediately to your bank or card issuer.